This process is similar to motorcycle title loans. It is a simple and easy way to get cash fast without having to go to a bank. The motorcycle is used as collateral so that you can get the money you need. Whether you have good credit or not, the motorcycle is appraised and the value is the amount you can borrow. You will need the lien free title, license, and proof of ID from the government. The process takes approximately 30 minutes. Once you have been approved, you can ride out of the loan location on your motorcycle. Once the full loan has been paid, your title will be returned to you.